Frequently Ask Questions

How easy is it to get approved by Money Man 4 Cash Advance?

Over 80% of our applicants get approved and funded in less than 7 business days. Our review standards are streamlined to provide an expedited approval process that requires minimal documentation.
Qualification is easy:

• Have you accepted Visa/Master Card transactions for at least 4 months?
1. Is your monthly Visa/Master Card Volume at least $2,500?
2. Are all prior bankruptcies resolved?
3. Do you have at least one year remaining on your current retail lease?
4. Have you been in business for at least 6 months (24 hours for restaurants)?

If you answered yes to these questions then you should apply. WE ARE THE ONE-STOP SOLUTION WHERE YOU WILL RECEIVE SEVERAL QUOTES FROM THE MAJOR CASH ADVANCE COMPANIES IN THE INDUTRY.

 

I am already with another financing company providing a similar financing, can you replace that arrangement and offer me more money?

Yes. Contact us to find out specifically how much we can offer you. We often offer larger advances than our competitors and will pay off your existing advance automatically. Apply today to find out how much you are qualified to receive.

 

How much does it cost to apply for Money Man 4 Cash Advance?

Nothing. Money Man 4 Cash Advance offers a no cost/no obligations quote. There are no up-front fees and we do not charge "out of pocket" expenses such as: credit reports, D&B reports, overnight mailing costs, etc.

 

Does Money Man 4 Cash Advance offer a personal guarantee?

No. Our Cash Advance does not require a personal guarantee, however, individuals may be liable in cases of fraud, misrepresentation, and as further detailed in contract.

 

Can the daily payment percentage be changed after the account has been funded?

No. We maintain the percentage till the advance is paid in full. We do not receive money until you receive sales.

 

I need a longer term than 6 months. Do you offer such terms?

Yes. We offer programs that range from 6 tto 12 months based on the merchant's needs.

 

What if I already have a business loan?

Our product is an advance, not a loan. As long as you meet our requirements, we can still provide you with immediate cash, without affecting your other obligations.

 

Is this legitimate?
Absolutely - and it's backed by two of the most well known and prestigious financial institutions. Because of your concern of security reasons, we are glad this is on the minds of our customers. Over the past 7 years, more than 15,000 business owners have received over $600 million in working capital to invest in their business as they see fit, without collateral or personal guarantees.

How much working business capital can I get?
We have developed several programs that make it easy to understand and apply to your busy day. It will consider several factors including your Visa / Master card sales. You will know how much working capital you can get in 24-48 hours. The totals range from $5,000 to $500,000 in working capital!

What's the catch?
As a business owner, you make business decisions every day. A decision to consider is “Will the cost of capital allow you to grow and expand your business or help you deal with a short term emergency effectively?” This is not a loan, but an easy and innovative way of financing. Financing made simple and flexible with attractive terms. Financing much needed if you've just gone through the painful task of trying to get money through other sources!

 

Is my Information Secure?
We utilize a secured fax system to receive and send your information. Our financial partners each maintain their own tight security to ensure your information is kept confidential. They utilize swipe-card security, private networks, and full encryption. We do not ask for detailed financial information over the Internet. You can ask our senior underwriter specialist for more information.

 

Why have I never heard of it before?
The industry has been in existence for almost 10 years, it represents a small fraction of the traditional bank lending industry. It has helped over 15,000 business owners with capital for growth, unexpected emergencies and expansion. If you’re as busy as most business owners, you’ve probably never heard about our industry until you’ve had a need for business capital.

Is it a safe company?
Our finance partners are backed by companies like Wells Fargo, who according to Barron’s and Brown Brothers Harriman is the World's Most Admired Financial Service Company. We are not part of either organization, rather an independent provider of funding solutions they provide.

 

Will I get reports / documentation / evidence / reconciliation?
Yes. You’ll have access to your account online and can easily track and reconcile your account at any time.

 

Are there any tax repercussions?
Aren’t there always! Fortunately, most of the benefits will be in your favor depending on how the capital is used. Consult with your accountant for specific answers about any working capital program, including traditional loans.

 

Am I giving up ownership of something?
NO! Rule #1 for a business owner is “never give up equity”. Venture firms will certainly want a big chunk, banks will want to encumber your equity and other lenders may restrict the flexibility of your ownership. Our money has no strings attached. For a successful business owner, that is the cheapest money around.

 

Can I use the funds for any small business expenditure?
There are no restrictions placed on the use of funds, though of course the business takes responsibility for the legality of said use. You can use it to finance marketing programs, used equipment purchases, auction participation, and other such activities.

Comments

We are an Independent Sales Organization (ISO) that markets sales underwriting programs from various companies.