About Money Man 4 Cash Advance

Working Business Capital Solutions.

Since 2007, Money Man 4 Cash Advance has been providing working capital solutions to all types of businesses nationwide. We have become one of the best established and reputable providers of working capital to businesses against their future credit card sales (commonly known as a merchant cash advance), deploying hundreds of millions of dollars since inception.  Money Man 4 Cash Advance’s working capital programs are a great alternative to traditional small business loan.   

Simply put, a MERCHANT CASH ADVANCE is the purchase of future credit and debit card receivables. It's not a loan but instead a different kind of finance product that can fit your business needs. No personal collateral is required. Eligibility is primarily based on the strength of your business. And it offers the kind of advantages you can't find with lenders and other financing sources.

Whatever your small business needs money for, a Working Capital Solution like our Merchant Cash Advance is the real answer. We know what you're up against and how getting capital can often be impossible. Our flexible CASH ADVANCE can get your business the working capital it needs.

Why It Works

Benefits of a Merchant Cash Advance vs. a Business Loan

  • Very high approval rate
  • Approvals as fast as 24 hours
  • Funding typically available in 5 days or less
  • No fixed monthly payments (if your sales slow down, so does the payback of the Advance)
  • Does your business need money to purchase inventory?

If you are looking for working capital and you have an established business of gross sales of at least $250,000 a year, then our Alternative Funding Program is a viable solution for your business.

What Is It

Money Man 4 Cash Advance offers funding against all receivable types, not just credit cards. We can customize a program that fits your business's different forms of payment.

No credit card acceptance required.

Can your Business use working capital?

The answer is of course it can. We have developed specific programs that cater to small and medium size business with all credit types. These programs that have been tested through the years are set up to see how much money your business can afford to pay back out of its cash flow. That's why our programs are designed to help your brick and mortar, mom & pop shops, retail business, auto repair shops, floral shops, beauty shops, small manufacturing, eating & drinking establishments and many other type small and medium size business and not hurt it.

Find out why over 85% of our customers return to do business with us again.

Feel free to call our Senior Underwriter JJ Guillory to share your thoughts, dreams, and ideals that you have for the Advancement and future of your Business. Call JJ Guillory directly at 888.678.2751. He is located in Our Corporate Financial Headquarters at 7100 Regency Square Blvd suite 247, Houston, Texas 77036.

Recently, Money Man 4 Cash Advance expanded our working capital offerings beyond the traditional merchant cash advance.  We introduced several new products that don't require a business to accept credit cards -- or allow a business that doesn't process a lot of credit cards -- access to our Alternative Funding Program.  Another innovative Money Man 4 Cash Advance offering,  StockUp Inventory lets your business purchase inventory from your suppliers with no money upfront.

We at Money Man 4 Cash Advance appreciate the opportunity to help your business with its funding and/or marketing needs.


Fill out the form on the Contact Us Page to request more information from Money Man 4 Cash Advance


Hear more about our Funding Programs
Listen to our 90 seconds Video
Money Man 4 Cash Advance

MM4CA came along just in
the nick of time.


I needed money and the business was in a pinch. The paperwork was so quick and easy, I couldn’t believe it. Instead of days or weeks like a bank, it was only a few hours. I would recommend this to any business who is in a tight spot and needs help fast.

Weiss Fruit Market,
Randy Kawkawlin, MI.


I'm impressed with how knowledgeable and professional all the staff was.


They offered me different options for capital and funded me in 4 days. The program works well for my business and me.

Wall-E Bar & Restaurant.
Wally Chin, New York, NY

I have used MM4CA since November 2008.


The company has been easy and enjoyable to work with. This type of funding is different but easy to use. We are a small company but this type of funding fits our needs well.

The Medicine Pharmacy, Amin Amireh,
Cedar Grove, NJ.


Working with MM4CA is easy and painless.


Through their help, I was able to get the extra capital needed to have the best sales quarter I’ve had in four years. The extra capital allowed me to be at ease and focus on sales and profits. Thank you very much MM4CA.

Maria´s New Kitchen, Al Lucero,
Santa Fe, NM.

We are so very pleased with the excellent customer service JJ Guillory has provided to our small business.


In these difficult economic times, it is nice to know that you are working with people you can trust and who have you best interest at heart. JJ fits this description well! Thanks.

Meineke Car Care, Dick Watkins,
Denver, CO.


Thanks to the MM4CA
funding program.


It has proven to be my #1 source for short term funding. I started my business with bad credit, little working capital, and nothing but passion for what I do. Well, banks don’t lend on passion! Even in our fourth year of business, we found it difficult to qualify for even the smallest of bank loans. Thank you for MM4CA considering me more than just a credit score and allowing me to fulfill my dream of owning my own business.

Texas Moon, Wayne Wilhite,
South Padre Isle, TX.

It has never been so easy to get money!


We filled out the application and in less than 2 weeks the money was posted in our account. The best part is, it will be paid off in less than a year! I can also track it online daily. If I have any question, I can call and talk to a person immediately. The company is great. We will use their program again!!!! Thanks so much.

Pendegrass Inc., Angie Pallof, Chaffeef, MO.


Dealing with MM4CA is a sheer delight.


Their concept of cash flow management is outstanding. I highly recommend this company to any business no matter what the nature of the business is. It can make your life that much easier.

Hamlin Cleaners, Jeane Stewart,
Lafayette, CA.

MM4CA got my shop funded right away.


They allowed me to purchase the diagnostic equipment my shop needed now for repair of expensive European cars. Now all repairs are done in-house and there is no need to send out to the dealers for repairs. Thanks MM4CA.

Automister, Ron Alcoriza, Stockton, CA.


We were very nervous before inquiring.


Time was of the essence. It Felt good working with a reliable company. They funded me very fast, always returned phone calls and their Customer Service was excellent!

Dr. Michael Pugh,
Lexington, KY.

SEE WHAT OUR CUSTOMERS
HAVE TO SAY...


We were very nervous before inquiring. Time was of the essence. It Felt good working with a reliable company. They funded me very fast, always returned phone calls and their Customer Service was excellent!

Dr. Michael Pugh,
Lexington, KY.