Platinum Merchant Cash Advance

Money Man 4 Cash Advance's Platinum Merchant Cash Advance Program is exclusively for businesses with a stronger credit history.

Have a strong credit history and looking for working capital at a competitive rate?

Money Man 4 Cash Advance can provide your business between $10,000 - $500,0000 in working capital against its future credit card sales through our Money Man 4 Cash Advance Platinum Merchant Cash Advance Program.

This program provides the flexibility of a merchant cash advance with no fixed daily or monthly payments with pricing comparable to some alternative loan products.


  • Fast and easy alternative to a traditional small business loan
  • Approvals as fast as 24 hours and funds typically available within 7 days or less
  • Flexibility of a merchant cash advance with no fixed daily or monthly payments
  • Lower cost programs without adding points. points increase your overall payback
  • Typically lower withholding percentages from your daily credit card sales.

Many small and medium business owners (merchants) find it tricky and complicated to attain working capital through traditional methods of loans for a number of reasons. According to the Small Business Association (SBA), "insufficient or ill-timed financing is a key reason for the failure of the small businessmen." Traditional and non-traditional financial service organizations are providing loans to protect these small business failures. Money Man 4 Cash Advance is the one non-traditional financial service provider who is helping these small business owners (merchants) by providing different types of fast and easy cash loans for instance platinum merchant cash advance, merchant cash advance, business cash advance and many others.

Platinum merchant cash advance program is more or less the same merchant cash advance with some alteration in the eligibility and beneficiary department, which makes it even better program that Money Man 4 Cash Advance offers for the business owners (merchants) who qualify for better cash advance plan.


The objective of our "Platinum merchant cash advance" program is to offer more working capital essential for the owners (merchants) in contrast to the merchant cash advance program to deal with their business cycles better and provide them with carefully timed financial support to assure their sustained growth.

Beneficial & Flexible

Money Man 4 Cash Advance offers Platinum merchant cash advance program to the owners (merchants) which provides you the working capital in a hurry, normally within a week. The program does not require the owner (merchant) to make fixed payments, the increasing number of small and medium sized businesses opting for our financing program, because of the flexibility it provides. The benefits of the program are

  • A lump sum amount of cash advance instantaneously
  • Cash advance for any kind from business expansion, inventory purchasing to advertising
  • An advance cash based on the owner’s (merchant’s) future credit card sales
  • Working capital exclusive of any asset requirements of bank loans
  • No set payment plan


Platinum merchant cash advance program requires the owners (merchants) to have minimum of 640 credit score, running the business for at least 6 months and contains minimum of $5,000 in monthly Visa/MasterCard sales with no NSFs on his checking account. No personal guarantee is needed, in fact no tax returns, up to $150,000 in tax liens, no cumbersome fixed loan repayments are required rather we will provide you the cash within 7 days.

How it Works?

Similar to the merchant cash advance the platinum merchant cash advance program do not require any daily or monthly fixed amount of payments. Money Man 4 Cash Advance simply buy a set dollar amount of owner’s (merchant) future Visa/MasterCard sales at a discount. Then, through an automated process, we effortlessly collect the set dollar amount by taking a small percentage from each of owner (merchant) future Visa/MasterCard sales. This means we only get paid as swiftly as the business allows i.e. the amount that owner (merchant) pay to the platinum merchant cash advance each month is determined by how well his business achieves. We are true partners in your success.

Money Man 4 Cash Advance Platinum Merchant Cash Advance Program requirements:

  • Minimum 640 credit score
  • Must have an operating history of at least 6 months
  • Must process a minimum of $10,000/month in credit cards
  • Can have upto $150,000 in tax liens
  • No NSFs on your checking account in the last 3 months

Don't qualify for this program, click here for our Merchant Cash Advance Program.

How Much Financing?

The amount of financing that owner (merchant) qualifies for is based on his monthly Visa/MasterCard sales and his monthly gross (total receipts from all your business transactions) volume. In general, owner (merchant) may qualify for 150% or more of his current average monthly credit card processing could be more in some cases, which lies in $10,000 - $5,000,000 in capital amount.


Credibility of the Money Man 4 Cash Advance among the eyes of the business owners is very high, since the year 2007 we are in the financial service market and have given hundreds of millions of dollars to all types of businesses through platinum merchant cash advance Program.

MM4CA came along just in
the nick of time.

I needed money and the business was in a pinch. The paperwork was so quick and easy, I couldn’t believe it. Instead of days or weeks like a bank, it was only a few hours. I would recommend this to any business who is in a tight spot and needs help fast.

Weiss Fruit Market,
Randy Kawkawlin, MI.

I'm impressed with how knowledgeable and professional all the staff was.

They offered me different options for capital and funded me in 4 days. The program works well for my business and me.

Wall-E Bar & Restaurant.
Wally Chin, New York, NY

I have used MM4CA since November 2008.

The company has been easy and enjoyable to work with. This type of funding is different but easy to use. We are a small company but this type of funding fits our needs well.

The Medicine Pharmacy, Amin Amireh,
Cedar Grove, NJ.

Working with MM4CA is easy and painless.

Through their help, I was able to get the extra capital needed to have the best sales quarter I’ve had in four years. The extra capital allowed me to be at ease and focus on sales and profits. Thank you very much MM4CA.

Maria´s New Kitchen, Al Lucero,
Santa Fe, NM.

We are so very pleased with the excellent customer service JJ Guillory has provided to our small business.

In these difficult economic times, it is nice to know that you are working with people you can trust and who have you best interest at heart. JJ fits this description well! Thanks.

Meineke Car Care, Dick Watkins,
Denver, CO.

Thanks to the MM4CA
funding program.

It has proven to be my #1 source for short term funding. I started my business with bad credit, little working capital, and nothing but passion for what I do. Well, banks don’t lend on passion! Even in our fourth year of business, we found it difficult to qualify for even the smallest of bank loans. Thank you for MM4CA considering me more than just a credit score and allowing me to fulfill my dream of owning my own business.

Texas Moon, Wayne Wilhite,
South Padre Isle, TX.

It has never been so easy to get money!

We filled out the application and in less than 2 weeks the money was posted in our account. The best part is, it will be paid off in less than a year! I can also track it online daily. If I have any question, I can call and talk to a person immediately. The company is great. We will use their program again!!!! Thanks so much.

Pendegrass Inc., Angie Pallof, Chaffeef, MO.

Dealing with MM4CA is a sheer delight.

Their concept of cash flow management is outstanding. I highly recommend this company to any business no matter what the nature of the business is. It can make your life that much easier.

Hamlin Cleaners, Jeane Stewart,
Lafayette, CA.

MM4CA got my shop funded right away.

They allowed me to purchase the diagnostic equipment my shop needed now for repair of expensive European cars. Now all repairs are done in-house and there is no need to send out to the dealers for repairs. Thanks MM4CA.

Automister, Ron Alcoriza, Stockton, CA.

We were very nervous before inquiring.

Time was of the essence. It Felt good working with a reliable company. They funded me very fast, always returned phone calls and their Customer Service was excellent!

Dr. Michael Pugh,
Lexington, KY.


We were very nervous before inquiring. Time was of the essence. It Felt good working with a reliable company. They funded me very fast, always returned phone calls and their Customer Service was excellent!

Dr. Michael Pugh,
Lexington, KY.